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danm567
post Oct 11 2004, 10:17 PM
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Something that has really bugged me recently. All this 'Just for Women' rubbish. An example of this is Diamond insurance. It is 100% sexist and should not be legal. I mean, imagine if there was an insurance company just for men, can you imagine the outcry?!? With all these femenists around nowadays that would never be legal.

The only reason women get cheaper car insurance is because they never go over 20mph!!

Anyway, does anyone agree with me on this, or disagree??

Please reply...


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Tigersong
post Oct 12 2004, 06:56 PM
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I'm not sure where this argument is headed, but the fact remain that the highest proportion of motor vehicle accidents occurs in the male age 16-25 category, hence insurance costs more for them. Regardless of whether or not you're a responsible driver, it's a fact that more young males have car accidents than young females. So.

Unless you live in a province like Saskatchewan, where everyone pays the same for their driver's insurance, but the instant you have an accident, it skyrockets. Makes more sense to me -- the dangerous drivers are the ones who end up paying.


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Hobbes
post Oct 12 2004, 07:30 PM
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Ooh, this is a good one.
Positive discrimination.

Personally, I'm with the topic starter. I do find the idea of Diamond insurance sexist, in that it is for women only. Although, I would be interested to know if any men have ever tried to join on the premise that they cannot be refused solely on sex, as it would be sexual discrimination.

I understand the argument that young male drivers are statistically more likely to have a car accident. But why should a 21 year old male, who is a very good, safe driver, have to pay more because the rest of his sex and generation are reckless? Unfortunately, this is the nature of insurance - and happens throughout the business. .e.g 'rough' areas have higher house/contents insurance.

I am all for equal opportunities between the sexes, and am often aggravated by some women who seem to be fighting for female supremacy, rather than equal rights, and yet call themselves feminists - I'm sure that's not what feminism is all about.

QUOTE (damn567)
It is 100% sexist and should not be legal.

QUOTE (greeneyes)
By that reckoning, a shop that only sold products that women use, such as tampons, should also be illegal


I disagree with that counter-argument there. Selling products that only women use isn't sexist. A man could still freely walk in and buy something, although presumably not for his own use. If, however, they refused to serve him because of his sex, than that would be sexist.

On a side note...
I don't know whether this is true or not, but an ex-girlfriend once told me that feminine hygiene products like tampons and sanitary towels have VAT on them (in Britain) - because the VAT office of Customs and Excise and its associated governing bodies is predominately male, and they don't consider such products as a necessity. VAT is supposed (and I stress that word a great deal, having tried to work out the garbled VAT rules myself) to only be on items that are considered the be 'luxury', non-essential, items, with only a few removed here and there. So why is there tax on tampons/sanitary towels? I see that as ridiculous. Can anyone clarifty whether there is TAX on such products or not?


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Greeneyes
post Oct 12 2004, 07:59 PM
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QUOTE (Hobbes @ Oct 12 2004, 07:30 PM)
I disagree with that counter-argument there. Selling products that only women use isn't sexist. A man could still freely walk in and buy something, although presumably not for his own use. If, however, they refused to serve him because of his sex, than that would be sexist.
*


Alright, bad example there. My point was that just because a particular insurance company doesn't insure certain groups (eg. men), that doesn't make them any more sexist than any other insurance company, as the same restictions apply.


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DarkInferno
post Oct 12 2004, 10:54 PM
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QUOTE (Greeneyes @ Oct 12 2004, 07:59 PM)
QUOTE (Hobbes @ Oct 12 2004, 07:30 PM)
I disagree with that counter-argument there. Selling products that only women use isn't sexist. A man could still freely walk in and buy something, although presumably not for his own use. If, however, they refused to serve him because of his sex, than that would be sexist.
*


Alright, bad example there. My point was that just because a particular insurance company doesn't insure certain groups (eg. men), that doesn't make them any more sexist than any other insurance company, as the same restictions apply.
*


which other insurance company denies cover purely on sex?


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Posts in this topic
- danm567   'just For Women' Malarki   Oct 11 2004, 10:17 PM
- - Snugglebum the Destroyer   You could argue that the same could be said for Sa...   Oct 11 2004, 10:22 PM
- - DarkInferno   Indeed. personally I think they should have thier ...   Oct 11 2004, 10:25 PM
- - TehRoxxorCOD   So I suppose children under 2 should now be forced...   Oct 11 2004, 11:06 PM
- - spiffilicious05   QUOTE The only reason women get cheaper car insura...   Oct 11 2004, 11:14 PM
- - PsychWardMike   Hmm... Super sexism. This'll go over well wi...   Oct 11 2004, 11:56 PM
- - Mata   Danm, it's best not to make jokes that are sex...   Oct 12 2004, 01:32 PM
- - Jonman   Yeah. And the whole feminine sanitary product indu...   Oct 12 2004, 02:01 PM
- - MrTeapot   I don't agree that women are better drivers th...   Oct 12 2004, 03:21 PM
- - Greeneyes   QUOTE (danm567 @ Oct 11 2004, 10:17 PM)It is ...   Oct 12 2004, 05:11 PM
- - Tigersong   I'm not sure where this argument is headed, bu...   Oct 12 2004, 06:56 PM
|- - Hobbes   Ooh, this is a good one. Positive discrimination. ...   Oct 12 2004, 07:30 PM
|- - Greeneyes   QUOTE (Hobbes @ Oct 12 2004, 07:30 PM)I disag...   Oct 12 2004, 07:59 PM
|- - DarkInferno   QUOTE (Greeneyes @ Oct 12 2004, 07:59 PM)QUOT...   Oct 12 2004, 10:54 PM
- - Snugglebum the Destroyer   QUOTE don't know whether this is true or not, ...   Oct 12 2004, 08:08 PM
- - FishFace   Some items are VAT exempt. The argument that sani...   Oct 12 2004, 08:51 PM
- - DarkInferno   Check that MacDonalds receipt again.. your milksha...   Oct 12 2004, 10:53 PM
- - Snugglebum the Destroyer   QUOTE 17.5% (standard rate); Nope - it's a c...   Oct 12 2004, 11:04 PM
- - DarkInferno   erm.. youd better tell HM Customs and Excise then.   Oct 12 2004, 11:08 PM
- - Snugglebum the Destroyer   I'll have to take your word on this one Mr Inf...   Oct 12 2004, 11:22 PM
- - DarkInferno   Hey I might have completely grabbed the wrong end ...   Oct 12 2004, 11:29 PM
- - Snugglebum the Destroyer   QUOTE I know I charge 17.5% ontop of any invoice I...   Oct 12 2004, 11:33 PM
- - Forever Unknown   QUOTE I know I charge 17.5% ontop of any invoice I...   Oct 12 2004, 11:35 PM
- - CommieBastard   It's true that Diamond Insurance is sexist - i...   Oct 13 2004, 12:18 AM
- - FishFace   You charge the same VAT whoever you deal with, I b...   Oct 13 2004, 07:14 AM
- - Pixiegoth   VAT is charged in varying different bands. Some p...   Oct 13 2004, 09:25 AM
- - danm567   Yes, we're not talking about VAT. We're ta...   Oct 13 2004, 01:51 PM
|- - Pixiegoth   QUOTE (danm567 @ Oct 13 2004, 01:51 PM)Yes, w...   Oct 13 2004, 03:23 PM
|- - Hobbes   Pixiegoth: Thanks for giving the details about dif...   Oct 13 2004, 07:57 PM
- - ravein   I think in this case you have a business that has ...   Oct 13 2004, 03:04 PM
- - DarkInferno   QUOTE I think in this case you have a business tha...   Oct 14 2004, 08:13 AM
|- - Pixiegoth   QUOTE (DarkInferno @ Oct 14 2004, 08:13 AM)BT...   Oct 14 2004, 09:32 AM
|- - Jonman   QUOTE (DarkInferno @ Oct 14 2004, 09:13 AM)QU...   Oct 14 2004, 09:33 AM
||- - CommieBastard   QUOTE (Jonman @ Oct 14 2004, 10:33 AM)I dares...   Oct 14 2004, 12:10 PM
|||- - Jonman   QUOTE (CommieBastard @ Oct 14 2004, 01:10 PM)...   Oct 14 2004, 12:26 PM
|||- - CommieBastard   QUOTE (Jonman @ Oct 14 2004, 01:26 PM)OK, alt...   Oct 14 2004, 01:48 PM
||- - DarkInferno   QUOTE (Jonman @ Oct 14 2004, 09:33 AM)I dares...   Oct 14 2004, 04:15 PM
|- - ravein   QUOTE (DarkInferno @ Oct 14 2004, 04:13 AM)QU...   Oct 14 2004, 04:42 PM
- - Sir_Psycho_Sexy   I hate to say it jonman, but those examples aren...   Oct 14 2004, 01:23 PM
|- - Pixiegoth   QUOTE (Sir_Psycho_Sexy @ Oct 14 2004, 01:23 P...   Oct 14 2004, 03:27 PM
|- - DarkInferno   QUOTE (Pixiegoth @ Oct 14 2004, 03:27 PM)QUOT...   Oct 14 2004, 04:23 PM
- - DarkInferno   btw. Diamond do offer insurance to men.... I just ...   Oct 14 2004, 04:38 PM
- - DarkInferno   *nod*   Oct 14 2004, 05:03 PM
- - danm567   Pixiegoth: "I have had one accident in my 1...   Oct 14 2004, 09:42 PM
|- - DarkInferno   QUOTE (danm567 @ Oct 14 2004, 09:42 PM)Pixieg...   Oct 15 2004, 08:03 AM
||- - Pixiegoth   QUOTE (DarkInferno @ Oct 15 2004, 08:03 AM)I...   Oct 15 2004, 10:38 AM
||- - Hobbes   I think this thread has officially collapsed aroun...   Oct 15 2004, 11:53 AM
|- - Pixiegoth   QUOTE (danm567 @ Oct 14 2004, 09:42 PM)1. Im ...   Oct 15 2004, 10:34 AM
- - danm567   Oh and by the way, whoever said diamond insure men...   Oct 14 2004, 09:47 PM
|- - CommieBastard   QUOTE (danm567 @ Oct 14 2004, 10:47 PM)May I ...   Oct 14 2004, 10:29 PM
|- - Sir_Psycho_Sexy   QUOTE (CommieBastard @ Oct 14 2004, 11:29 PM)...   Oct 14 2004, 10:33 PM
- - Snugglebum the Destroyer   QUOTE What do you have to say now??? Ummm, take ...   Oct 14 2004, 09:55 PM
|- - danm567   Only on weekends   Oct 14 2004, 10:02 PM
- - ravein   QUOTE (danm567 @ Oct 14 2004, 05:42 PM)3. For...   Oct 14 2004, 10:58 PM
- - Sir_Psycho_Sexy   oh oh ravein, i think it was slightly homophobic t...   Oct 14 2004, 11:52 PM
|- - ravein   QUOTE (Sir_Psycho_Sexy @ Oct 14 2004, 07:52 P...   Oct 15 2004, 03:37 AM
- - PsychWardMike   I'll come out and say it: I don't give a ...   Oct 15 2004, 02:55 AM
- - danm567   QUOTE (PsychWardMike @ Oct 15 2004, 02:55 AM)...   Oct 15 2004, 09:14 AM
|- - Sir_Psycho_Sexy   QUOTE (danm567 @ Oct 15 2004, 10:14 AM)QUOTE ...   Oct 15 2004, 10:01 AM
- - dancing hamster guy   QUOTE (arachnidoc17 @ Oct 14 2004, 12:21 AM)3...   Oct 15 2004, 09:21 AM
- - dancing hamster guy   QUOTE (Hobbes @ Oct 15 2004, 12:53 PM)I think...   Oct 15 2004, 11:59 AM
- - CommieBastard   Too right it has, and I'm closing it. Edit to...   Oct 15 2004, 12:00 PM


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