'just For Women' Malarki Options

[danm567]

Something that has really bugged me recently. All this 'Just for Women' rubbish. An example of this is Diamond insurance. It is 100% sexist and should not be legal. I mean, imagine if there was an insurance company just for men, can you imagine the outcry?!? With all these femenists around nowadays that would never be legal.

The only reason women get cheaper car insurance is because they never go over 20mph!!

Anyway, does anyone agree with me on this, or disagree??

Please reply...

[DarkInferno]

I think in this case you have a business that has taken statistical data that shows women are better drivers OVER ALL and have decided to create a nitch market by just pandering to females. Is there anything wrong with it? No. If it was because they are MEN and they feel that men are inferior to women so they don't deserve this service based on their gender then that would be sexist. But to market to a group of people who historically have fewer accidents is a good sales strategy

I'm pleased you agree that by selecting to deny me a service based purely on my sex is sexist but i'm suprised to see you fighting for sexism yet complaining latter on in your post about sexism against women.

BTW. I have both statistically and historically never had an accident. I have to pay higher premiums already due to my age and sex. But to deny me cover purely based on my sex is sexism in the highest order.

[ravein]

I think in this case you have a business that has taken statistical data that shows women are better drivers OVER ALL and have decided to create a nitch market by just pandering to females. Is there anything wrong with it? No. If it was because they are MEN and they feel that men are inferior to women so they don't deserve this service based on their gender then that would be sexist. But to market to a group of people who historically have fewer accidents is a good sales strategy

I'm pleased you agree that by selecting to deny me a service based purely on my sex is sexist but i'm suprised to see you fighting for sexism yet complaining latter on in your post about sexism against women.

BTW. I have both statistically and historically never had an accident. I have to pay higher premiums already due to my age and sex. But to deny me cover purely based on my sex is sexism in the highest order.

I am not agreeing it is sexist. I feel it is a business practice. They are not denying you insurance because you have a penis or because they feel they are superior to you. They are denying you insurance because statistically men are more expensive to ensure due to accidents. By eliminating men from their customer base they are able to pass savings along to their customers making their program more appealing to their chosen customer base.. in this case women.
Insurance companies do the same thing with Cig smokers. Some insurance companies will not cover smokers due to the projected cost of covering their health care. Will they all get cancer? No. Will all male drivers get in costly accidents, No. But it is their business practice and the bottom line of buisness is to make money.

Insurance companies have been using statistics for years to price gouge you. Your local insurance company uses the same statistics but the difference is they offer you insurance but charge you astronomical amounts for it. The difference here is instead of charging you the astronomical amounts for insurance, they are just not marketing to you at all.